If you need new equipment for the growth of your business or as a replacement investment, you can also make it available through an instalment plan via so-called “asset-based finance”. The finance partner becomes the legal owner, but you become the economic owner and can depreciate the assets. This is a significant advantage over leasing. With the last lease-purchase instalment paid, ownership is transferred to your company. Thus, lease-purchase is economically comparable to a financed purchase. However, you can finance yourself independently of creditworthiness and banks. You even strengthen your equity ratio and thus your credit rating through instalment plans.<\/p>\n\n\n\n